![]() But don’t let them intimidate you! Stick to easy layouts, especially if you are just starting out. The internet is filled with tons of inspiration for finance bullet journals. Make a Finance Bullet Journal Work for You ![]() I’m always inspired to manage my money more effectively using the visual aids in my bullet journal. I love the visual peek inside someone else’s brain to see how others organize their finances. Searching for new bullet journal pages always gives me great ideas on how to better manage my money. Head to Google or Pinterest and search “finance bullet journals.” Be prepared to see some amazing ideas that will help you improve your finances. Tips to Setting Up Your Own Finance Bullet JournalĮxplore How Others Use Their Bullet Journals for Finances We are more apt to commit to a goal when we put it in ink and review it regularly. No matter what your goals are, just write them down. Some of these could be as simple as “read a finance book,” or as complex as “set up an IRA.” Then I check them off as soon as I accomplish them. At the beginning of every month, I jot down 3-5 goals I want to accomplish in my finances that month. I reference this list of goals regularly throughout the year. When you meet a goal and check it off of your list, you are even more amped to knock out the next goal.Īt the beginning of every year, I sit down and goal plan for the upcoming year. There is something about putting your goals in writing that makes them feel more tangible. It always inspired me to find even more things to cut from our budget, allowing us to throw more and more money at our debts each month. If I ever became discouraged, I would flip to my debt trackers and look at how far we had come. This was something I did while paying off over $80,000 of debt in four years. Watch how much progress you make in just a few short months! Every time you make a payment, color in the principal amount that was paid. If you are still working on slaying the debt dragon, one of the first pages you should set up in your bullet journal is a debt tracker. And it’s also inspiring to look back after a few months to see how far you’ve come in your goals. It is super motivating to be able to color in more little boxes or lines in your chart. And definitely not as hard as it looks.Īre you trying to beef up that emergency fund? Do you want to save for a specific purchase like a car or a house? Would you like to take that vacation without putting it on credit?Ĭreate a simple chart for each savings goal and track your progress as you save. Breaking your spending down into categories is even better. Use your bullet journal to log your spending so you know where your money is going each month. Setting a budget isn’t worth a hill of beans if you don’t follow through on that budget. This way you control your money, instead of your money controlling you. ![]() Have a log for all of your bills and budgeted expenses. But using a bullet journal makes this tedious task fun. Having a plan for your hard-earned dollars is a MUST. (And can be a great middle ground instead of diving into an all-cash budget!) Track Your Budget However detailed your bullet journal, tracking your finances line by line can be very inspiring as you inch closer and closer to your goals. Nerdy number-crunchers can geek out about their trackers as much as they want, while creative free spirits can color-code and draw detailed images for each page. Or filling in a little chart as you watch your progress on any given goal. There is something motivating about checking off a bill that has just been paid. How a Bullet Journal Can Help You Improve Your Finances Mastering Your Money With a Bullet Journal.Use the Right Tools for Your Bullet Journal.Make a Finance Bullet Journal Work for You.Explore How Others Use Their Bullet Journals for Finances.Tips to Setting Up Your Own Finance Bullet Journal.How a Bullet Journal Can Help You Improve Your Finances.All you need is a few simple layouts and to revisit your progress regularly. You don’t need to be an artist or invest in $100 special pens. Luckily, creating a bullet journal habit for your finances doesn’t have to be complicated. This is especially important as one-click Amazon orders, credit cards, and direct deposit remove us more and more from the realities of our money. Adding your financial goals, spending, and budget to a bullet journal can make you more conscious of your habits. In fact, using a bullet journal to take control of your finances is a trend that is taking the world by storm. And it’s one of the main reasons bullet journals are all the rage right now.īut bullet journals aren’t just for logging your to-do list, calendar, and daily thoughts. It solidifies your goals and ideas in your mind, helping you focus on them through the chaos of life. There is something impactful and magical that happens when you put pen to paper.
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